1. Acceptance of Terms
By accessing Loanlookers (owned by Interbix Management Consultant Pvt Ltd.), you agree to be bound by these General Terms of Use and our Privacy Policy. This is a legally binding electronic record under the Information Technology Act, 2000.
- Eligibility: You must be at least 18 years old to register.
- Updates: Loanlookers reserves the right to modify these terms at any time. Your continued use after changes signifies your acceptance.
2. Proprietary Rights & License
Loanlookers owns all rights and intellectual property associated with its services.
- You are granted a limited, non-transferable license for personal, non-commercial use.
- You may not copy, reverse engineer, or sell any part of the service or source code.
- Use of our logos, trademarks, or brand features without consent is strictly prohibited.
3. Usage & Communication Consent
You agree to provide accurate and complete information. Providing false data may result in account termination.
- DND Waiver: By sharing your contact details, you expressly authorize Loanlookers and its partners to contact you via Phone, SMS, Email, or WhatsApp, waiving any registration on the DND/NCPR list.
- KYC Compliance: You authorize us to conduct Due Diligence and KYC checks as required by financial partners and Indian law.
- Prohibited Actions: You may not use automated bots, spiders, or scrapers to monitor the site, nor can you use the site for fraudulent applications.
4. Third-Party Partners & Links
Loanlookers acts as an intermediary. Displaying products from banks or lenders does not constitute a recommendation or advice.
- Partner Policies: Applications are governed by the specific terms of the financial institution (lender).
5. Disclaimers & Limitation of Liability
Services are provided on an "as is" and "as available" basis.
- No Warranty: We do not guarantee that the content is error-free or uninterrupted.
- Liability Cap: We are not liable for any direct, indirect, or consequential damages arising from your use of the website.
6. Legal & Additional Terms
- Jurisdiction: These terms are governed by the laws of India. Any legal disputes shall be handled exclusively in the courts of Chennai.
OTP Terms & Conditions
By requesting a One-Time Password (OTP) on Loanlookers, you agree to the following terms regarding identity verification and communication:
1. Purpose of OTP
The OTP is a security measure used to verify your identity and provide explicit consent for processing financial applications.
2. Delivery & Mobile Carrier
- Carrier Charges: Standard messaging and data rates from your mobile service provider may apply.
- Delivery Failures: Loanlookers is not responsible for delayed or failed delivery due to network issues.
3. Security & Responsibility
You are solely responsible for maintaining the confidentiality of the OTP sent to your device.
4. Consent via OTP
Entering the OTP constitutes your digital signature and express consent to authorize credit score fetching and application submissions.
5. Validity
Each OTP is valid for a limited time (typically 5–10 minutes). Repeated failed attempts may lead to a temporary account block.